Last Updated: June 1, 2024
Welcome to FormosaFinCoach. These Terms and Conditions ("Terms") govern your use of our website located at formosafincoach.com ("Website") and the services we provide ("Services").
By accessing or using our Website or Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Website or Services.
Throughout these Terms, the following definitions apply:
FormosaFinCoach provides financial coaching and advisory services, including but not limited to:
Our Services are informational and educational in nature. We do not provide legal, tax, or investment advice that requires regulatory licensing unless specifically stated and appropriately licensed.
Some portions of our Website or Services may require you to create an account. When creating an account, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
You must immediately notify us of any unauthorized use of your account or any other breach of security. We will not be liable for any loss or damage arising from your failure to protect your account information.
When using our Website or Services, you agree to:
6.1 Fees and Payment: Fees for our Services are as stated on our Website or as agreed upon in writing. All fees are in Indian Rupees unless otherwise specified. Payment is due as specified in the relevant Service agreement or invoice.
6.2 Payment Methods: We accept payment via credit card, debit card, bank transfer, and other methods as specified on our Website. By providing payment information, you represent and warrant that you are authorized to use the payment method.
6.3 Taxes: All fees are exclusive of applicable taxes. You are responsible for paying all taxes, duties, and assessments associated with your use of our Services.
6.4 Late Payments: We reserve the right to charge interest on overdue amounts at the rate of 1.5% per month (or the maximum rate permitted by law, if lower). You will be responsible for all reasonable expenses incurred by us in collecting overdue amounts.
7.1 Our Intellectual Property: The Website and its entire contents, features, and functionality (including but not limited to text, graphics, videos, software, and code) are owned by FormosaFinCoach or our licensors and are protected by copyright, trademark, and other intellectual property laws.
7.2 License to Use: We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Website and Services for personal and non-commercial purposes. This license does not include the right to:
7.3 User Content: By submitting, posting, or displaying content on our Website, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate, and distribute your content in any existing or future media formats.
7.4 Feedback: Any feedback, suggestions, or ideas you provide regarding our Website or Services may be used by us without any obligation to you.
Your use of our Website and Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy at Privacy Policy.
Our Website may contain links to third-party websites or services that are not owned or controlled by FormosaFinCoach. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of any such content, goods, or services available on or through any third-party websites or services.
10.1 As Is: The Website and Services are provided on an "AS IS" and "AS AVAILABLE" basis, without any warranties of any kind, either express or implied.
10.2 No Guarantees: We do not guarantee that the Website or Services will be uninterrupted, secure, or error-free, or that any defects will be corrected.
10.3 Financial Information: The financial information provided through our Services is for informational and educational purposes only. We do not guarantee any specific results, returns on investments, or outcomes from using our Services.
10.4 Not Financial Advice: Information on our Website should not be construed as professional financial advice. You should consult with a qualified financial professional before making any financial decisions.
11.1 Exclusion of Liability: To the maximum extent permitted by law, FormosaFinCoach and its directors, employees, partners, and service providers shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses resulting from:
11.2 Limitation of Liability: In no event shall our total liability to you for all claims exceed the amount paid by you to us for the Services during the twelve (12) months preceding the event giving rise to the liability.
11.3 Financial Decisions: You acknowledge that you are solely responsible for your financial decisions and the consequences of those decisions.
You agree to defend, indemnify, and hold harmless FormosaFinCoach, its directors, employees, partners, and service providers from and against any claims, liabilities, damages, losses, and expenses, including without limitation reasonable attorney fees, arising out of or in any way connected with:
13.1 Term: These Terms shall remain in full force and effect while you use the Website or Services.
13.2 Termination by You: You may terminate your use of the Website or Services at any time.
13.3 Termination by Us: We may terminate or suspend your access to the Website or Services immediately, without prior notice or liability, for any reason, including without limitation if you breach these Terms.
13.4 Effect of Termination: Upon termination, your right to use the Website and Services will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including without limitation ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Website or Services after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Website or Services.
These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions. You agree to submit to the personal and exclusive jurisdiction of the courts located in Bhubhaneshwar, India for the resolution of any disputes arising from these Terms or your use of the Website or Services.
16.1 Informal Resolution: Before filing a claim against FormosaFinCoach, you agree to attempt to resolve the dispute informally by contacting us at contact@formosafincoach.com. We will attempt to resolve the dispute by contacting you via email.
16.2 Formal Proceedings: If we are unable to resolve the dispute informally within 60 days, either party may initiate formal proceedings.
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect and enforceable.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and FormosaFinCoach regarding your use of the Website and Services and supersede all prior agreements and understandings, whether written or oral.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. The waiver of any such right or provision will be effective only if in writing and signed by a duly authorized representative of FormosaFinCoach.
You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent. Any attempt to assign or transfer these Terms without our consent shall be null and void. We may assign or transfer these Terms, at our sole discretion, without restriction.
If you have any questions about these Terms, please contact us at:
FormosaFinCoach
78, Dadar, Bhubhaneshwar - 450138
Email: contact@formosafincoach.com
Phone: +8554111637453