1. Introduction

FormosaFinCoach ("we," "our," or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website formosafincoach.com or use our services.

Please read this Privacy Policy carefully. By accessing or using our website or services, you acknowledge that you have read, understood, and agree to be bound by all the terms outlined in this Privacy Policy.

2. Information We Collect

2.1 Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Complete forms on our website
• Register for an account
• Subscribe to our newsletter
• Request information or assistance
• Participate in surveys or promotions
• Communicate with us via email, phone, or otherwise

This information may include:

• Contact information (name, email address, phone number, mailing address)
• Demographic information (age, gender, location)
• Financial information (income, assets, investment goals)
• Employment information
• Any other information you choose to provide

2.2 Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and your interaction with our website, including:

• IP address
• Browser type and version
• Operating system
• Device information
• Pages visited and time spent on those pages
• Referring website addresses
• Other browsing behavior

2.3 Cookies and Tracking Technologies

We use cookies and similar tracking technologies to collect information about your browsing activities. These technologies help us analyze website traffic, customize content based on your preferences, and improve your experience on our website.

Types of cookies we use:

• Essential cookies: Necessary for the website to function properly
• Analytical cookies: Help us understand how visitors interact with our website
• Functional cookies: Enable enhanced functionality and personalization
• Advertising cookies: Used to deliver relevant advertisements and track marketing campaign performance

You can control cookie settings through your browser preferences. However, disabling certain cookies may affect the functionality of our website.

3. How We Use Your Information

We may use the information we collect for various purposes, including to:

• Provide, maintain, and improve our services
• Process transactions and send related information
• Create and manage your account
• Respond to your inquiries, comments, or concerns
• Send administrative information, such as updates to our terms, conditions, and policies
• Deliver personalized content and recommendations
• Send marketing communications about our products, services, offers, and promotions
• Monitor and analyze trends, usage, and activities
• Detect, prevent, and address technical issues, fraud, or illegal activities
• Comply with legal obligations

4. Information Sharing and Disclosure

We may share your information in the following circumstances:

4.1 Service Providers

We may share your information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.

4.2 Business Transfers

If we are involved in a merger, acquisition, financing, reorganization, bankruptcy, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.

4.3 Legal Requirements

We may disclose your information where required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).

4.4 Protection of Rights

We may disclose your information to protect and defend our rights, property, or safety; our customers or users; or others.

4.5 With Your Consent

We may share your information with third parties when we have your consent to do so.

5. Data Security

We implement appropriate security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

We regularly review our information collection, storage, and processing practices, including physical security measures, to guard against unauthorized access to our systems.

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When determining how long to retain your information, we consider:

• The amount, nature, and sensitivity of the information
• The potential risk of harm from unauthorized use or disclosure
• The purposes for which we process the information
• Whether we can achieve those purposes through other means
• Legal, regulatory, and compliance requirements

7. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

• Access: You may request access to your personal information
• Correction: You may request that we correct inaccurate or incomplete information
• Deletion: You may request that we delete your personal information
• Restriction: You may request that we restrict the processing of your information
• Data portability: You may request a copy of your information in a structured, commonly used, machine-readable format
• Objection: You may object to our processing of your information
• Withdraw consent: You may withdraw consent where processing is based on consent

To exercise these rights, please contact us using the information provided in the "Contact Us" section below.

7.1 Marketing Communications

You can opt out of receiving marketing communications from us by clicking the "unsubscribe" link in our emails or by contacting us directly. Please note that you will continue to receive transactional and service-related emails even if you opt out of marketing communications.

8. Children's Privacy

Our website and services are not intended for individuals under the age of 18. We do not knowingly collect or solicit personal information from children. If we learn that we have collected personal information from a child, we will delete that information as quickly as possible. If you believe that a child has provided us with personal information, please contact us immediately.

9. Third-Party Links

Our website may contain links to third-party websites, services, or applications that are not operated by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. We encourage you to review the privacy policies of these third parties.

10. International Data Transfers

We may transfer, store, and process your information in countries other than your own. Our servers may be located outside your country of residence. By providing information to us, you consent to the transfer of your data to these countries. We will take appropriate measures to protect your information in accordance with this Privacy Policy and applicable law.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. The updated version will be effective as of the date stated at the top of this Privacy Policy. We encourage you to review this Privacy Policy periodically to stay informed about how we collect, use, and protect your information.

If we make material changes to this Privacy Policy, we will notify you by email (if we have your email address) or by posting a notice on our website prior to the changes becoming effective.

12. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at:

FormosaFinCoach
78, Dadar, Bhubhaneshwar - 450138
Email: contact@formosafincoach.com
Phone: +8554111637453

We will respond to your inquiries or requests as soon as possible.