Terms of Service

Last Updated: November 5, 2025

Welcome to FormosaFinCoach. These Terms of Service govern your access to and use of our website, courses, and services. By accessing or using our services, you agree to be bound by these terms. If you do not agree with these terms, please do not use our services.

Use of Our Services

Eligibility

You must be at least 18 years old to use our services. By using our services, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these terms.

Account Registration

To access certain features of our services, you may need to create an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information
• Maintain the security of your account credentials
• Accept responsibility for all activities that occur under your account
• Notify us immediately of any unauthorized use of your account

Acceptable Use

You agree to use our services only for lawful purposes and in accordance with these terms. You agree not to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Share your account credentials with others
• Reproduce, distribute, or publicly display course materials without authorization
• Use our services in any way that could damage, disable, or impair our systems
• Attempt to gain unauthorized access to any portion of our services
• Use automated systems to access our services without permission

Course Enrollment and Access

Enrollment Process

To enroll in a course, you must contact us through our website to receive information about pricing and enrollment procedures. Course availability and offerings are subject to change without notice.

Course Access

Upon successful enrollment and payment, you will receive access to the course materials. Unless otherwise specified, you will have lifetime access to the course materials, including any updates we make to the content.

Course Completion

Certificates of completion are awarded to students who successfully complete all course requirements. The specific requirements for each course will be clearly stated in the course materials.

Intellectual Property Rights

Our Content

All content on our website and in our courses, including text, graphics, logos, images, videos, and software, is the property of FormosaFinCoach or its content suppliers and is protected by international copyright, trademark, and other intellectual property laws.

Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our course materials for your personal, non-commercial educational purposes. You may not:

• Reproduce or distribute course materials
• Create derivative works based on our content
• Use our content for commercial purposes
• Remove any copyright or proprietary notices from our materials

Payment and Refunds

Payment

Payment terms, including pricing and accepted payment methods, will be communicated to you during the enrollment process. All payments are processed securely through third-party payment processors.

Refund Policy

Our refund policy will be clearly communicated during the enrollment process. Please contact us if you have questions about refunds for a specific course.

Disclaimers and Limitations of Liability

Educational Purpose

Our courses are designed for educational purposes only. The information provided in our courses should not be considered as financial, investment, legal, or tax advice. You should consult with qualified professionals before making any financial decisions.

No Guarantees

While we strive to provide high-quality educational content, we do not guarantee any specific results or outcomes from taking our courses. Your success depends on many factors, including your own effort, knowledge, and circumstances.

Disclaimer of Warranties

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or free of viruses or other harmful components.

Limitation of Liability

To the maximum extent permitted by law, FormosaFinCoach shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your access to or use of (or inability to access or use) our services
• Any conduct or content of any third party on our services
• Any content obtained from our services
• Unauthorized access, use, or alteration of your transmissions or content

Indemnification

You agree to indemnify, defend, and hold harmless FormosaFinCoach and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your access to or use of our services or your violation of these terms.

Termination

We reserve the right to suspend or terminate your access to our services at any time, with or without notice, for any reason, including if we reasonably believe you have violated these terms. Upon termination, your right to use our services will immediately cease.

Changes to These Terms

We may modify these terms at any time. If we make material changes, we will notify you by posting the updated terms on our website with a new "Last Updated" date. Your continued use of our services after such changes constitutes your acceptance of the updated terms.

Governing Law and Dispute Resolution

These terms shall be governed by and construed in accordance with the laws of Taiwan, without regard to its conflict of law provisions. Any disputes arising from these terms or your use of our services shall be resolved through good faith negotiations. If negotiations fail, disputes shall be submitted to the competent courts in Tainan City, Taiwan.

Severability

If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These terms, together with our Privacy Policy, constitute the entire agreement between you and FormosaFinCoach regarding your use of our services.

Contact Information

If you have any questions about these Terms of Service, please contact us:

FormosaFinCoach
Email: info@FormosaFinCoach.com
Phone: +886930678433
Address: No. 496, Section 1, Ximen Rd, West Central District, Tainan City